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United India insurance company Ltd. (A.A.O.)Exam 2011

(Held on 27-2-2011)

General and financial Awareness

(Based on memory)

1. Which of the following is a General Insurance Company functioning in India ?

(D) United India Insurance Company

2. Who amongst the following is the Regulator of Insurance sector in India ?

(C) IRDA

3. Which of the following terms is NOT used in insurance sector ?

(C) Misuse Alert

4. Which of the following Public Sector companies/organizations provides insurance cover to exporters?

(A) ECGC

5. The main feature of the National Agricultural Insurance Scheme is to insure which of the following?

(B) Crop of the farmer

6. In which one of the following States was the first UID card issued?

(E) Maharashtra

7. Which of the following books is written by Anita Desai?

(B) The Village by the Sea

8. Expand the term MGNREGA—

(A) Mahatma Gandhi National Rural Employment Guarantee Act

9. Which of the following terms is used in the field of finance and banking?

(B) Inflation

10. With which one of the following sports, Saina Nehwal is associated?

(B) Badminton

11. Which one of the following States has passed a bill to regulate the interest rates on micro-finance?

(E) Andhra Pradesh

12. Which of the following rates are reviewed by the RBI at the time of periodical review of the policy?

(a) Bank Rate

(b) Repo Rate

(c) Savings Bank Rate

(D) All (a), (b) and (c)

13. Which one of the following is not included in TAPI gas project?

(E) Iran

14. Which one of the following States has passed a legislation to confiscate the property of corrupt officials and to open schools in these properties?

(C) Bihar

15. Brihadeeswara Temple has recently celebrated its millennium birthday. In which of the following States is it located?

(E) Tamil Nadu

16. In which one of the following States, Jaitapur Nuclear Power plant is proposed to be set up?

(E) Maharashtra

17. According to Planning Commission, in how many years shall the per capita income in India become double?

(A) Nine

18. Expand the term IFRS.

(C) International Financial Reporting Standards

19. Who is Liu Xiaobo?

(B) Chinese citizen, who has been awarded Nobel peace prize

20. Who is Hardeep Puri?

(A) India’s permanent representative at UN

21. With which one of the following games is Ishant Sharma associated?

(E) Cricket

22. With which one of the following games, France’s Zinedine Zidane is associated?

(B) Football

23. As per recent newspaper reports, which one of the following countries was second largest importer of goods and services in the world during year 2009-10 ?

(E) India

24. According to RBI governor, which one of the following is the challenge in its monetary policy?

(C) Inflation and fiscal deficit

25. Which one of the following Public Sector Organizations has offered largest ever equity offer?

(B) Coal India

26. Through which one of the following sources domestic funds are raised by Companies?

(a) IPO only

(b) FPO only

(c) Commercial papers

(C) Only (a) and (c)

27. Which one of the following was the reason owing to which Govt. want Reserve Bank of India to tighten prudential norms for NBFCs?

(D) It is to protect NBFCs from any impact of possible economic slowdown

28. In the financial year 2009-10, which one of the following Banks has made highest Total dividend Payout?

(A) SBI

(B) PNB

(C) Bank of India

(D) Canara Bank

(E) None of these

29. In respect of which one of the following countries, India has proposed non payments for import of crude oil?

(A) Iran

30. Through which one of the following methods, RBI has allowed Indian companies to hedge exchange rate risks associated with trade transactions?

(D) Currency options

31. Which of the following books is written by V. S. Naipaul?

(B) A House for Mr. Biswas

32. With which one of the following countries, India has signed agreement to build Multi Model Transit Transport Project?

(B) Myanmar

33. Which one of the following countries is Number One Country in terms of Purchasing Power?

(A) USA

34. Which one of the following directions has been given by Government to Civic bodies?

(B) They must use 70 per cent of the funds for the poor living within their jurisdiction

35. On which one of the following issues a group of business leaders and other eminent citizens have expressed concern?

(B) Governance

36. ‘Yuan’ is the currency of which one of the following countries?

(E) China

37. Which one of the following is a leading power in 17 nations Euro Region?

(A) Germany

38. What are teaser loan rates charged by banks?

(C) Rate of interest in the initial period is less and goes up subsequently

39. Expand the term FSDC which is used in financial sectors?

(B) Financial Stability and Development Council

40. According to the 8th Annual Global Retail Development Index (GRDI), which one of the following countries is ‘most attractive’ retail market in the world?

(B) India

41. Govt.’s ‘Food-for-work’ programmer means—

(A) To pay in kind to work and build rural infrastructure

(B) Supplying balanced diet to workers in rural areas

(C) no-work-no-pay principle

(D) Ensuring enough food to rural worker-households

(E) None of these

42. The insurance companies collect a fixed amount from its customers at a fixed interval of time. What Is it called?

(A) Installment

43. Which of the following is/are the various types of insurance?

(a) Life Insurance

(b) Health Insurance

(c) Liability Insurance

(D) All (a), (b) and (c)

44. What is the full form of ‘ESOPs’ as seen in financial newspapers?

(A) Employee Stock Ownership Plan

45. Who are considered Super Senior Citizen as per budget 2011-12? Those who have completed a minimum age of—

(D) 80 years

46. Pohang Steel Company (POSCO) is a company originally based in—

(E) South Korea

47. As per the revised data released by the Central Statistical Organization, the GDP growth in 2010 has been at which of the following levels?

(C) 8%

48. Who amongst the following was awarded Padma Vibhushan recently (2011)?

(D) Montek Singh Ahluwalia

49. Annual meeting of World Economic Forum was organized in January 2011 in which of the following cities?

(A) Davos

50. India recently signed a deal on the sharing of Teesta and Feni river waters. This agreement is signed with which of the following countries?

(D) Bangladesh